{"id":34288,"date":"2017-01-23T07:55:00","date_gmt":"2017-01-23T07:55:00","guid":{"rendered":"https:\/\/prelive.ceosuite.com\/blog\/new-repayment-scheme-in-singapore-to-help-borrowers-pay-off-unsecured-debts\/"},"modified":"2026-10-02T06:24:20","modified_gmt":"2026-10-02T06:24:20","slug":"new-repayment-scheme-in-singapore-to-help-borrowers-pay-off-unsecured-debts-2","status":"publish","type":"blog","link":"https:\/\/prelive.ceosuite.com\/fil-ph\/blog\/new-repayment-scheme-in-singapore-to-help-borrowers-pay-off-unsecured-debts-2\/","title":{"rendered":"Bagong iskema ng pagbabayad sa Singapore upang tulungan ang mga nangutang na bayaran ang kanilang mga unsecured na utang"},"content":{"rendered":"\n<div block-name=\"ceo-blog-detail\"\n    class=\"ceo-blog-detail md:pt-[60px] pt-10 pb-20 \">\n    <div class=\"container\">\n        <div class=\"container-xs\">\n            <div class=\"mb-[21px]\">\n                <a href=\"https:\/\/prelive.ceosuite.com\/fil-ph\/blog\/\"\n                    onclick=\"if (document.referrer &#038;&#038; document.referrer.includes(window.location.hostname)) { window.history.back(); return false; }\"\n                    class=\"inline-flex text-body-small font-normal leading-[150%] text-black group\">\n                    <img decoding=\"async\" src=\"https:\/\/prelive.ceosuite.com\/wp-content\/themes\/ceo-suite\/resources\/images\/icons\/back.svg\" alt=\"back\"\n                        class=\"object-contain mr-2 group-hover:-translate-x-1 transition-transform\">\n                    <span>Bumalik<\/span>\n                <\/a>\n            <\/div>\n            <div class=\"border-b border-b-natural-stroke pb-10\">\n                <h1\n                    class=\" heading5-small font-semibold text-black  leading-[normal] mb-[10px]\">Bagong iskema ng pagbabayad sa Singapore upang tulungan ang mga nangutang na bayaran ang kanilang mga unsecured na utang<\/h1>\n                <div\n                    class=\"flex items-center flex-wrap justify-between pb-[10px] mb-5 border-b border-b-natural-stroke\">\n                    <div class=\"flex items-center\">\n                                                    <a href=\"https:\/\/www.facebook.com\/sharer\/sharer.php?u=https:\/\/prelive.ceosuite.com\/fil-ph\/blog\/new-repayment-scheme-in-singapore-to-help-borrowers-pay-off-unsecured-debts-2\/\" target=\"_blank\"\n                                class=\"w-9 h-9 min-w-9 inline-flex items-center justify-center aspect-square md:mr-4 mr-2 last:mr-0 hover:opacity-70 transition-opacity\">\n                                <img decoding=\"async\" src=\"https:\/\/prelive.ceosuite.com\/wp-content\/themes\/ceo-suite\/resources\/images\/blog\/facebook.svg\"\n                                    alt=\"facebook\" class=\"object-contain\">\n                            <\/a>\n                        \n                                                    <a href=\"https:\/\/www.linkedin.com\/shareArticle?url=https:\/\/prelive.ceosuite.com\/fil-ph\/blog\/new-repayment-scheme-in-singapore-to-help-borrowers-pay-off-unsecured-debts-2\/&#038;title=Bagong%20iskema%20ng%20pagbabayad%20sa%20Singapore%20upang%20tulungan%20ang%20mga%20nangutang%20na%20bayaran%20ang%20kanilang%20mga%20unsecured%20na%20utang&#038;summary=&#038;source=CEO%20Suite\" target=\"_blank\"\n                                class=\"w-9 h-9 min-w-9 inline-flex items-center justify-center aspect-square md:mr-4 mr-2 last:mr-0 hover:opacity-70 transition-opacity\">\n                                <img decoding=\"async\" src=\"https:\/\/prelive.ceosuite.com\/wp-content\/themes\/ceo-suite\/resources\/images\/blog\/linkedin.svg\"\n                                    alt=\"linkedin\" class=\"object-contain\">\n                            <\/a>\n                        \n                                                    <a href=\"https:\/\/www.instagram.com\/\" target=\"_blank\" class=\"w-9 h-9 min-w-9 inline-flex items-center justify-center aspect-square md:mr-4 mr-2 last:mr-0 hover:opacity-70 transition-opacity\" rel=\"noopener\">\n                                <img decoding=\"async\" src=\"https:\/\/prelive.ceosuite.com\/wp-content\/themes\/ceo-suite\/resources\/images\/blog\/mdi_instagram.svg\"\n                                    alt=\"mdi_instagram\" class=\"object-contain\">\n                            <\/a>\n                        \n                                                    <a href=\"javascript:void(0)\" onclick=\"copyLink()\"\n                                class=\"w-9 h-9 min-w-9 inline-flex items-center justify-center aspect-square md:mr-4 mr-2 last:mr-0\">\n                                <img decoding=\"async\" src=\"https:\/\/prelive.ceosuite.com\/wp-content\/themes\/ceo-suite\/resources\/images\/blog\/link.svg\" alt=\"link\"\n                                    class=\"object-contain\">\n                            <\/a>\n                                            <\/div>\n                    <div>\n                        <span\n                            class=\"text-eyebrow font-medium leading-[160%]  inline-block uppercase text-grey-dark\">Jan 23, 2017<\/span>\n                    <\/div>\n                <\/div>\n                <div class=\"mb-5\">\n                                    <\/div>\n                <div class=\"text-body-extra-small font-normal leading-[160%] text-grey blog-content\">\n                    <div class=\"entry\">\n<div class=\"addthis_inline_share_toolbox text-right\"><\/div>\n<p>Isang bagong scheme sa pagbabayad na naglalayong tulungan ang mga customer na labis na nabaon sa utang na mabayaran ang kanilang mga unsecured loan mula sa mga pasilidad tulad ng credit card, personal loan at overdraft ang ilulunsad sa susunod na Lunes (Jan 23).<\/p>\n<p>&nbsp;<\/p>\n<p>Sa ilalim ng bagong scheme, maaaring pagsama-samahin ng isang customer ang lahat ng kanyang unsecured credit balance sa 14 na bangko sa iisang institusyon lamang.<\/p>\n<p>Nangangahulugan ito na ang bangkong nangangasiwa sa DCP ay \u201cbibilhin\u201d ang natitirang balanse, bayarin at interes ng customer mula sa kanyang mga kasalukuyang account sa ibang mga bangko. Pagkatapos ay sususpindihin o isasara ang mga account na iyon.<\/p>\n<p>&nbsp;<\/p>\n<p>Mag-aalok ang scheme sa mga nanghihiram ng maginhawang paraan ng pagbabayad para sa pang-araw-araw na pangangailangang pinansyal at may kasamang unsecured credit na katumbas ng isang buwang kita.<\/p>\n<p>&nbsp;<\/p>\n<p>Ang bagong scheme sa pagbabayad na ito ay kasunod ng Repayment Assistance Scheme (RAS) na nag-expire noong Disyembre 2015. Nag-alok lamang ang RAS ng mas mababang interest rate at walong taong panahon ng pagbabayad para sa mga halagang lampas sa 12 beses ng kita ng nanghihiram, samantalang saklaw ng DCP ang lahat ng unsecured credit balance ng isang nanghihiram.<\/p>\n<p>&nbsp;<\/p>\n<p>Humigit-kumulang 11,000 aplikasyon para sa RAS ang natanggap, at 6,000 sa mga ito ang naaprubahan nang magsara ang scheme.<\/p>\n<p>&nbsp;<\/p>\n<p>Sanggunian: www.channelnewsasia.com<\/p>\n<p>&nbsp;<\/p>\n<p><span class=\"date\">Jan 23, 2017<\/span><\/p>\n<\/div>\n                <\/div>\n            <\/div>\n            \n                            <div class=\"mt-20\">\n                    <h4 class=\"heading5 font-semibold text-grey mb-10\">Kamakailang mga Post<\/h4>\n                    <div class=\"grid lg:grid-cols-3 sm:grid-cols-2 2xl:gap-10 gap-6\">\n                            <div class=\"overflow-hidden\">\n        <a 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