{"id":30210,"date":"2017-01-23T07:55:00","date_gmt":"2017-01-23T07:55:00","guid":{"rendered":"https:\/\/prelive.ceosuite.com\/blog\/new-repayment-scheme-in-singapore-to-help-borrowers-pay-off-unsecured-debts\/"},"modified":"2026-09-28T02:26:24","modified_gmt":"2026-09-28T02:26:24","slug":"new-repayment-scheme-in-singapore-to-help-borrowers-pay-off-unsecured-debts-2","status":"publish","type":"blog","link":"https:\/\/prelive.ceosuite.com\/id-id\/blog\/new-repayment-scheme-in-singapore-to-help-borrowers-pay-off-unsecured-debts-2\/","title":{"rendered":"Skema pembayaran kembali baru di Singapura untuk membantu peminjam melunasi utang tanpa agunan"},"content":{"rendered":"\n<div block-name=\"ceo-blog-detail\"\n    class=\"ceo-blog-detail md:pt-[60px] pt-10 pb-20 \">\n    <div class=\"container\">\n        <div class=\"container-xs\">\n            <div class=\"mb-[21px]\">\n                <a href=\"https:\/\/prelive.ceosuite.com\/id-id\/blog\/\"\n                    onclick=\"if (document.referrer &#038;&#038; document.referrer.includes(window.location.hostname)) { window.history.back(); return false; }\"\n                    class=\"inline-flex text-body-small font-normal leading-[150%] text-black group\">\n                    <img decoding=\"async\" src=\"https:\/\/prelive.ceosuite.com\/wp-content\/themes\/ceo-suite\/resources\/images\/icons\/back.svg\" alt=\"back\"\n                        class=\"object-contain mr-2 group-hover:-translate-x-1 transition-transform\">\n                    <span>Kembali<\/span>\n                <\/a>\n            <\/div>\n            <div class=\"border-b border-b-natural-stroke pb-10\">\n                <h1\n                    class=\" heading5-small font-semibold text-black  leading-[normal] mb-[10px]\">Skema pembayaran kembali baru di Singapura untuk membantu peminjam melunasi utang tanpa agunan<\/h1>\n                <div\n                    class=\"flex items-center flex-wrap justify-between pb-[10px] mb-5 border-b border-b-natural-stroke\">\n                    <div class=\"flex items-center\">\n                                                    <a href=\"https:\/\/www.facebook.com\/sharer\/sharer.php?u=https:\/\/prelive.ceosuite.com\/id-id\/blog\/new-repayment-scheme-in-singapore-to-help-borrowers-pay-off-unsecured-debts-2\/\" target=\"_blank\"\n                                class=\"w-9 h-9 min-w-9 inline-flex items-center justify-center aspect-square md:mr-4 mr-2 last:mr-0 hover:opacity-70 transition-opacity\">\n                                <img decoding=\"async\" src=\"https:\/\/prelive.ceosuite.com\/wp-content\/themes\/ceo-suite\/resources\/images\/blog\/facebook.svg\"\n                                    alt=\"facebook\" class=\"object-contain\">\n                            <\/a>\n                        \n                                                    <a href=\"https:\/\/www.linkedin.com\/shareArticle?url=https:\/\/prelive.ceosuite.com\/id-id\/blog\/new-repayment-scheme-in-singapore-to-help-borrowers-pay-off-unsecured-debts-2\/&#038;title=Skema%20pembayaran%20kembali%20baru%20di%20Singapura%20untuk%20membantu%20peminjam%20melunasi%20utang%20tanpa%20agunan&#038;summary=&#038;source=CEO%20Suite\" target=\"_blank\"\n                                class=\"w-9 h-9 min-w-9 inline-flex items-center justify-center aspect-square md:mr-4 mr-2 last:mr-0 hover:opacity-70 transition-opacity\">\n                                <img decoding=\"async\" src=\"https:\/\/prelive.ceosuite.com\/wp-content\/themes\/ceo-suite\/resources\/images\/blog\/linkedin.svg\"\n                                    alt=\"linkedin\" class=\"object-contain\">\n                            <\/a>\n                        \n                                                    <a href=\"https:\/\/www.instagram.com\/\" target=\"_blank\" class=\"w-9 h-9 min-w-9 inline-flex items-center justify-center aspect-square md:mr-4 mr-2 last:mr-0 hover:opacity-70 transition-opacity\" rel=\"noopener\">\n                                <img decoding=\"async\" src=\"https:\/\/prelive.ceosuite.com\/wp-content\/themes\/ceo-suite\/resources\/images\/blog\/mdi_instagram.svg\"\n                                    alt=\"mdi_instagram\" class=\"object-contain\">\n                            <\/a>\n                        \n                                                    <a href=\"javascript:void(0)\" onclick=\"copyLink()\"\n                                class=\"w-9 h-9 min-w-9 inline-flex items-center justify-center aspect-square md:mr-4 mr-2 last:mr-0\">\n                                <img decoding=\"async\" src=\"https:\/\/prelive.ceosuite.com\/wp-content\/themes\/ceo-suite\/resources\/images\/blog\/link.svg\" alt=\"link\"\n                                    class=\"object-contain\">\n                            <\/a>\n                                            <\/div>\n                    <div>\n                        <span\n                            class=\"text-eyebrow font-medium leading-[160%]  inline-block uppercase text-grey-dark\">Jan 23, 2017<\/span>\n                    <\/div>\n                <\/div>\n                <div class=\"mb-5\">\n                                    <\/div>\n                <div class=\"text-body-extra-small font-normal leading-[160%] text-grey blog-content\">\n                    <div class=\"entry\">\n<div class=\"addthis_inline_share_toolbox text-right\"><\/div>\n<p>Skema pembayaran kembali baru yang bertujuan membantu nasabah yang terlilit utang berlebih untuk melunasi pinjaman tanpa agunan dari fasilitas seperti kartu kredit, pinjaman pribadi, dan cerukan (overdraft) akan diluncurkan Senin depan (23 Januari).<\/p>\n<p>Berdasarkan skema baru ini, nasabah dapat menggabungkan seluruh saldo kredit tanpa agunannya di 14 bank ke dalam satu lembaga saja.<\/p>\n<p>Artinya, bank yang mengelola DCP akan \u201cmengambil alih\u201d saldo terutang, biaya, dan bunga nasabah dari rekening-rekening yang dimilikinya di bank lain. Rekening-rekening tersebut kemudian akan dibekukan atau ditutup.<br \/>\nSkema ini akan menawarkan cara pembayaran yang praktis bagi peminjam untuk kebutuhan keuangan sehari-hari dan mencakup kredit tanpa agunan sebesar penghasilan satu bulan.<\/p>\n<p>Skema pembayaran kembali baru ini melanjutkan Repayment Assistance Scheme (RAS) yang berakhir pada Desember 2015. RAS hanya menawarkan suku bunga lebih rendah dan jangka waktu pembayaran kembali delapan tahun untuk jumlah yang melebihi 12 kali penghasilan peminjam, sedangkan DCP akan mencakup seluruh saldo kredit tanpa agunan milik peminjam.<\/p>\n<p>Sekitar 11.000 permohonan RAS telah diterima, dan 6.000 di antaranya disetujui hingga skema tersebut ditutup. <\/p>\n<p>Referensi: www.channelnewsasia.com<\/p>\n<p><span class=\"date\">23 Januari 2017<\/span> <\/p>\n<\/p><\/div>\n                <\/div>\n            <\/div>\n            \n                            <div class=\"mt-20\">\n                    <h4 class=\"heading5 font-semibold text-grey mb-10\">Tulisan Terbaru<\/h4>\n                    <div class=\"grid lg:grid-cols-3 sm:grid-cols-2 2xl:gap-10 gap-6\">\n                            <div class=\"overflow-hidden\">\n        <a href=\"https:\/\/prelive.ceosuite.com\/id-id\/blog\/global-connectivity-using-our-network-as-your-regional-passport-2\/\" class=\"block group\">\n            <div class=\"overflow-hidden\">\n                <img decoding=\"async\" src=\"https:\/\/prelive.ceosuite.com\/wp-content\/uploads\/2026\/07\/Discover-how-CEO-SUITEs-network-of-premium-workspaces-across-Asia-1024x683.png\"\n                    alt=\"Konektivitas Global: Menggunakan Jaringan Kami sebagai \u201cPaspor\u201d Regional Anda\" class=\"aspect-[380\/298] object-cover w-full group-hover:scale-105 transition-all duration-300\">\n            <\/div>\n            <div class=\"3xl:px-6 xl:px-5 px-4 py-5 bg-white\">\n                <p class=\"text-body-extra-small font-medium text-grey leading-[normal] mb-4\">\n13\/07\/2026<\/p>\n                <h6 class=\"text-body-medium font-medium leading-[normal] text-black mb-3 line-clamp-1\">\nKonektivitas Global: Menggunakan Jaringan Kami sebagai \u201cPaspor\u201d Regional Anda<\/h6>\n                <div class=\"text-body-small font-normal leading-[160%] text-grey line-clamp-2 mb-4\">\n                <\/div>\n                <div>\n          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src=\"https:\/\/prelive.ceosuite.com\/wp-content\/uploads\/2026\/07\/Discover-how-CEO-SUITE-delivers-service-excellence-through-premium-workspaces-1024x682.png\"\n                    alt=\"Keunggulan Layanan: Mengantisipasi Kebutuhan Sebelum Menjadi Permintaan\" class=\"aspect-[380\/298] object-cover w-full group-hover:scale-105 transition-all duration-300\">\n            <\/div>\n            <div class=\"3xl:px-6 xl:px-5 px-4 py-5 bg-white\">\n                <p class=\"text-body-extra-small font-medium text-grey leading-[normal] mb-4\">\n13\/07\/2026<\/p>\n                <h6 class=\"text-body-medium font-medium leading-[normal] text-black mb-3 line-clamp-1\">\nKeunggulan Layanan: Mengantisipasi Kebutuhan Sebelum Menjadi Permintaan<\/h6>\n                <div class=\"text-body-small font-normal leading-[160%] text-grey line-clamp-2 mb-4\">\n                <\/div>\n                <div>\n                    <button class=\"text-body-small font-medium leading-[normal] text-black inline-flex items-center \">\n                        <span class=\"inline-block mr-3 group-hover:mr-4 transition-all duration-300\">Baca Selengkapnya<\/span>\n                        <img decoding=\"async\" src=\"https:\/\/prelive.ceosuite.com\/wp-content\/themes\/ceo-suite\/resources\/images\/icons\/link-arrow-black.svg\"\n                            alt=\"link\">\n                    <\/button>\n                <\/div>\n            <\/div>\n        <\/a>\n    <\/div>\n    <div class=\"overflow-hidden\">\n        <a href=\"https:\/\/prelive.ceosuite.com\/id-id\/blog\/business-setup-your-gateway-to-the-worlds-fastest-growing-markets-2\/\" class=\"block group\">\n            <div class=\"overflow-hidden\">\n                <img decoding=\"async\" src=\"https:\/\/prelive.ceosuite.com\/wp-content\/uploads\/2026\/06\/Your-Gateway-to-the-Worlds-Fastest-Growing-Markets-1024x682.png\"\n                    alt=\"Pendirian Bisnis: Gerbang Anda Menuju Pasar dengan Pertumbuhan Tercepat di Dunia\" class=\"aspect-[380\/298] object-cover w-full group-hover:scale-105 transition-all duration-300\">\n            <\/div>\n            <div class=\"3xl:px-6 xl:px-5 px-4 py-5 bg-white\">\n                <p class=\"text-body-extra-small font-medium text-grey leading-[normal] mb-4\">\n24\/06\/2026<\/p>\n                <h6 class=\"text-body-medium font-medium leading-[normal] text-black mb-3 line-clamp-1\">\nPendirian Bisnis: Gerbang Anda Menuju Pasar dengan Pertumbuhan Tercepat di Dunia<\/h6>\n                <div class=\"text-body-small font-normal leading-[160%] text-grey line-clamp-2 mb-4\">\n                <\/div>\n                <div>\n                    <button class=\"text-body-small font-medium leading-[normal] text-black inline-flex items-center \">\n                        <span class=\"inline-block mr-3 group-hover:mr-4 transition-all duration-300\">Baca Selengkapnya<\/span>\n                        <img decoding=\"async\" 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