{"id":34414,"date":"2017-01-23T07:55:00","date_gmt":"2017-01-23T07:55:00","guid":{"rendered":"https:\/\/prelive.ceosuite.com\/blog\/new-repayment-scheme-in-singapore-to-help-borrowers-pay-off-unsecured-debts\/"},"modified":"2026-10-02T06:22:58","modified_gmt":"2026-10-02T06:22:58","slug":"new-repayment-scheme-in-singapore-to-help-borrowers-pay-off-unsecured-debts-2","status":"publish","type":"blog","link":"https:\/\/prelive.ceosuite.com\/ms-my\/blog\/new-repayment-scheme-in-singapore-to-help-borrowers-pay-off-unsecured-debts-2\/","title":{"rendered":"Skim pembayaran balik baharu di Singapura untuk membantu peminjam melunaskan hutang tidak bercagar"},"content":{"rendered":"\n<div block-name=\"ceo-blog-detail\"\n    class=\"ceo-blog-detail md:pt-[60px] pt-10 pb-20 \">\n    <div class=\"container\">\n        <div class=\"container-xs\">\n            <div class=\"mb-[21px]\">\n                <a href=\"https:\/\/prelive.ceosuite.com\/ms-my\/blog\/\"\n                    onclick=\"if (document.referrer &#038;&#038; document.referrer.includes(window.location.hostname)) { window.history.back(); return false; }\"\n                    class=\"inline-flex text-body-small font-normal leading-[150%] text-black group\">\n                    <img decoding=\"async\" src=\"https:\/\/prelive.ceosuite.com\/wp-content\/themes\/ceo-suite\/resources\/images\/icons\/back.svg\" alt=\"back\"\n                        class=\"object-contain mr-2 group-hover:-translate-x-1 transition-transform\">\n                    <span>Kembali<\/span>\n                <\/a>\n            <\/div>\n            <div class=\"border-b border-b-natural-stroke pb-10\">\n                <h1\n                    class=\" heading5-small font-semibold text-black  leading-[normal] mb-[10px]\">Skim pembayaran balik baharu di Singapura untuk membantu peminjam melunaskan hutang tidak bercagar<\/h1>\n                <div\n                    class=\"flex items-center flex-wrap justify-between pb-[10px] mb-5 border-b border-b-natural-stroke\">\n                    <div class=\"flex items-center\">\n                                                    <a href=\"https:\/\/www.facebook.com\/sharer\/sharer.php?u=https:\/\/prelive.ceosuite.com\/ms-my\/blog\/new-repayment-scheme-in-singapore-to-help-borrowers-pay-off-unsecured-debts-2\/\" target=\"_blank\"\n                                class=\"w-9 h-9 min-w-9 inline-flex items-center justify-center aspect-square md:mr-4 mr-2 last:mr-0 hover:opacity-70 transition-opacity\">\n                                <img decoding=\"async\" src=\"https:\/\/prelive.ceosuite.com\/wp-content\/themes\/ceo-suite\/resources\/images\/blog\/facebook.svg\"\n                                    alt=\"facebook\" class=\"object-contain\">\n                            <\/a>\n                        \n                                                    <a href=\"https:\/\/www.linkedin.com\/shareArticle?url=https:\/\/prelive.ceosuite.com\/ms-my\/blog\/new-repayment-scheme-in-singapore-to-help-borrowers-pay-off-unsecured-debts-2\/&#038;title=Skim%20pembayaran%20balik%20baharu%20di%20Singapura%20untuk%20membantu%20peminjam%20melunaskan%20hutang%20tidak%20bercagar&#038;summary=&#038;source=CEO%20Suite\" target=\"_blank\"\n                                class=\"w-9 h-9 min-w-9 inline-flex items-center justify-center aspect-square md:mr-4 mr-2 last:mr-0 hover:opacity-70 transition-opacity\">\n                                <img decoding=\"async\" src=\"https:\/\/prelive.ceosuite.com\/wp-content\/themes\/ceo-suite\/resources\/images\/blog\/linkedin.svg\"\n                                    alt=\"linkedin\" class=\"object-contain\">\n                            <\/a>\n                        \n                                                    <a href=\"https:\/\/www.instagram.com\/\" target=\"_blank\" class=\"w-9 h-9 min-w-9 inline-flex items-center justify-center aspect-square md:mr-4 mr-2 last:mr-0 hover:opacity-70 transition-opacity\" rel=\"noopener\">\n                                <img decoding=\"async\" src=\"https:\/\/prelive.ceosuite.com\/wp-content\/themes\/ceo-suite\/resources\/images\/blog\/mdi_instagram.svg\"\n                                    alt=\"mdi_instagram\" class=\"object-contain\">\n                            <\/a>\n                        \n                                                    <a href=\"javascript:void(0)\" onclick=\"copyLink()\"\n                                class=\"w-9 h-9 min-w-9 inline-flex items-center justify-center aspect-square md:mr-4 mr-2 last:mr-0\">\n                                <img decoding=\"async\" src=\"https:\/\/prelive.ceosuite.com\/wp-content\/themes\/ceo-suite\/resources\/images\/blog\/link.svg\" alt=\"link\"\n                                    class=\"object-contain\">\n                            <\/a>\n                                            <\/div>\n                    <div>\n                        <span\n                            class=\"text-eyebrow font-medium leading-[160%]  inline-block uppercase text-grey-dark\">Jan 23, 2017<\/span>\n                    <\/div>\n                <\/div>\n                <div class=\"mb-5\">\n                                    <\/div>\n                <div class=\"text-body-extra-small font-normal leading-[160%] text-grey blog-content\">\n                    <div class=\"entry\">\n<div class=\"addthis_inline_share_toolbox text-right\"><\/div>\n<p>Skim pembayaran balik baharu yang bertujuan membantu pelanggan yang terlebih berhutang membayar balik pinjaman tidak bercagar daripada kemudahan seperti kad kredit, pinjaman peribadi dan overdraf akan dilancarkan pada hari Isnin depan (23 Jan).<\/p>\n<p>&nbsp;<\/p>\n<p>Di bawah skim baharu ini, pelanggan boleh menyatukan semua baki kredit tidak bercagarnya di 14 bank dengan hanya satu institusi.<\/p>\n<p>Ini bermakna bank yang mentadbir DCP akan \u201cmembeli\u201d baki tertunggak, yuran dan caj faedah pelanggan daripada akaun sedia adanya dengan bank lain. Akaun tersebut kemudiannya akan digantung atau ditutup.<\/p>\n<p>&nbsp;<\/p>\n<p>Skim ini akan menawarkan peminjam cara pembayaran yang mudah untuk keperluan kewangan harian dan merangkumi kredit tidak bercagar bersamaan pendapatan sebulan.<\/p>\n<p>&nbsp;<\/p>\n<p>Skim pembayaran balik baharu ini menyusuli Repayment Assistance Scheme (RAS) yang tamat pada Disember 2015. RAS hanya menawarkan kadar faedah yang lebih rendah dan tempoh pembayaran balik lapan tahun untuk jumlah yang melebihi 12 kali ganda pendapatan peminjam, manakala DCP akan merangkumi semua baki kredit tidak bercagar peminjam.<\/p>\n<p>&nbsp;<\/p>\n<p>Kira-kira 11,000 permohonan untuk RAS telah diterima, dengan 6,000 daripadanya diluluskan menjelang skim itu ditutup.<\/p>\n<p>&nbsp;<\/p>\n<p>Rujukan: www.channelnewsasia.com<\/p>\n<p>&nbsp;<\/p>\n<p><span class=\"date\">23 Jan 2017<\/span><\/p>\n<\/div>\n                <\/div>\n            <\/div>\n            \n                            <div class=\"mt-20\">\n                    <h4 class=\"heading5 font-semibold text-grey mb-10\">Catatan Terkini<\/h4>\n                    <div class=\"grid lg:grid-cols-3 sm:grid-cols-2 2xl:gap-10 gap-6\">\n                            <div class=\"overflow-hidden\">\n        <a href=\"https:\/\/prelive.ceosuite.com\/ms-my\/blog\/global-connectivity-using-our-network-as-your-regional-passport-2\/\" class=\"block group\">\n            <div class=\"overflow-hidden\">\n                <img decoding=\"async\" src=\"https:\/\/prelive.ceosuite.com\/wp-content\/uploads\/2026\/07\/Discover-how-CEO-SUITEs-network-of-premium-workspaces-across-Asia-1024x683.png\"\n                    alt=\"Kesalinghubungan Global: Menggunakan Rangkaian Kami sebagai \u201cPasport\u201d Serantau Anda\" class=\"aspect-[380\/298] object-cover w-full group-hover:scale-105 transition-all duration-300\">\n            <\/div>\n            <div class=\"3xl:px-6 xl:px-5 px-4 py-5 bg-white\">\n                <p class=\"text-body-extra-small font-medium text-grey leading-[normal] mb-4\">\n13\/07\/2026<\/p>\n                <h6 class=\"text-body-medium font-medium leading-[normal] text-black mb-3 line-clamp-1\">\nKesalinghubungan Global: Menggunakan Rangkaian Kami sebagai \u201cPasport\u201d Serantau Anda<\/h6>\n                <div class=\"text-body-small font-normal leading-[160%] text-grey line-clamp-2 mb-4\">\n     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src=\"https:\/\/prelive.ceosuite.com\/wp-content\/uploads\/2026\/07\/Discover-how-CEO-SUITE-delivers-service-excellence-through-premium-workspaces-1024x682.png\"\n                    alt=\"Kecemerlangan Perkhidmatan: Menjangka Keperluan Sebelum Ia Menjadi Permintaan\" class=\"aspect-[380\/298] object-cover w-full group-hover:scale-105 transition-all duration-300\">\n            <\/div>\n            <div class=\"3xl:px-6 xl:px-5 px-4 py-5 bg-white\">\n                <p class=\"text-body-extra-small font-medium text-grey leading-[normal] mb-4\">\n13\/07\/2026<\/p>\n                <h6 class=\"text-body-medium font-medium leading-[normal] text-black mb-3 line-clamp-1\">\nKecemerlangan Perkhidmatan: Menjangka Keperluan Sebelum Ia Menjadi Permintaan<\/h6>\n                <div class=\"text-body-small font-normal leading-[160%] text-grey line-clamp-2 mb-4\">\n                <\/div>\n                <div>\n                    <button class=\"text-body-small font-medium leading-[normal] text-black inline-flex items-center \">\n                        <span class=\"inline-block mr-3 group-hover:mr-4 transition-all duration-300\">Baca Selanjutnya<\/span>\n                        <img decoding=\"async\" src=\"https:\/\/prelive.ceosuite.com\/wp-content\/themes\/ceo-suite\/resources\/images\/icons\/link-arrow-black.svg\"\n                            alt=\"link\">\n                    <\/button>\n                <\/div>\n            <\/div>\n        <\/a>\n    <\/div>\n    <div class=\"overflow-hidden\">\n        <a href=\"https:\/\/prelive.ceosuite.com\/ms-my\/blog\/business-setup-your-gateway-to-the-worlds-fastest-growing-markets-2\/\" class=\"block group\">\n            <div class=\"overflow-hidden\">\n                <img decoding=\"async\" src=\"https:\/\/prelive.ceosuite.com\/wp-content\/uploads\/2026\/06\/Your-Gateway-to-the-Worlds-Fastest-Growing-Markets-1024x682.png\"\n                    alt=\"Penubuhan Perniagaan: Pintu Masuk Anda ke Pasaran Paling Pesat Berkembang di Dunia\" class=\"aspect-[380\/298] object-cover w-full group-hover:scale-105 transition-all duration-300\">\n            <\/div>\n            <div class=\"3xl:px-6 xl:px-5 px-4 py-5 bg-white\">\n                <p class=\"text-body-extra-small font-medium text-grey leading-[normal] mb-4\">\n24\/06\/2026<\/p>\n                <h6 class=\"text-body-medium font-medium leading-[normal] text-black mb-3 line-clamp-1\">\nPenubuhan Perniagaan: Pintu Masuk Anda ke Pasaran Paling Pesat Berkembang di Dunia<\/h6>\n                <div class=\"text-body-small font-normal leading-[160%] text-grey line-clamp-2 mb-4\">\n                <\/div>\n                <div>\n                    <button class=\"text-body-small font-medium leading-[normal] text-black inline-flex items-center \">\n                        <span class=\"inline-block mr-3 group-hover:mr-4 transition-all duration-300\">Baca Selanjutnya<\/span>\n                        <img decoding=\"async\" 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